Pilgrim Insurance

Know the TDB insurance and claim start steps

Many families travel without knowing that Travancore Devaswom Board (TDB) coverage and approved support mechanisms exist for pilgrims. This page explains the key coverage types and the first actions to take if a serious incident occurs.

Coverage for pilgrims (TDB)

Accidental death / permanent disability:

Coverage is provided for pilgrims; it is insured by United India Insurance Co. Ltd via TDB.

Fatal heart attack during the climb (2026):

In 2026, TDB announced a compensation of approximately INR 3 Lakhs for the families of pilgrims who suffer a fatal heart attack during the climb. The Board bears the premium.

Important: Always start the process through official reporting first. Insurance mechanisms depend on timely documentation and the field incident report.

What families should document (practical)

Identity and trip records:

Government ID, Virtual Q details, and lodging/transport confirmation references.

Field report references:

Note the names/designations of officials who helped and any reference numbers from police/field reports.

Medical timeline:

Write down the time sequence (when symptoms started, first treatment point, and what the doctors advised).

This page is an informational guide for pilgrims. For final eligibility rules and official forms, consult the relevant TDB/field authorities directly.